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How much can be borrowed?

  • The amount that can be borrowed depends on the CentreLink benefit you receive and the item you want to buy. For example, if you are on NewStart the maximum loan amount is $800.
  • The loan amount equals the purchase price in all cases (delivery charges can be included)
  • LOAN LIMIT? Loans can be up to $1,200

(This amount covers most essential items and allows the loan to be repaid within the NILS® loan period without stretching the budget. NILS® will not approve a loan if in its assessment difficulties might arise for the borrower or borrower family)